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Your Trusted Partner for a Secure Retirement Income Strategy Expert Guidance in Annuities and Income Planning to Safeguard Your Financial Future Call (281) 468-1280 START WITH A FREE CONSULTATION OUR FIRM Protective Planning Concepts, LLC In 1983 we started helping people with their Medicare options. This grew into much more and by the 90’s, I had become a full-blown retirement planning specialist, where I helped people with their full retirement needs.